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Updated for FY 2025–26 / AY 2026–27

Income Tax Calculator

Calculate income tax estimates under old vs new regime and view taxable income, rebate, cess, surcharge, and slab-wise tax breakdown in one clean view.

Annual Income ₹12,00,000
Tax Payable ₹0
Effective Tax 0.00%

Calculate your tax

Enter income, choose age group, and view old vs new regime estimates. Tax is calculated only when you click the button.

Enter gross annual taxable income before old regime deductions.
Age affects old regime slab exemption. New regime slabs stay the same.
Tax Regime Preference
Note: These old regime deduction fields are simplified inputs for calculator purposes. Actual tax filing may involve more detailed rules, eligibility conditions, and deduction caps.

Tax summary

See payable tax, taxable income, deductions, rebate, and cess at a glance.

Awaiting calculation
Selected Regime Tax Payable
₹0
Click “Calculate Tax” to view results
Taxable Income ₹0
Total Deductions ₹0
Rebate Applied ₹0
Effective Tax Rate 0.00%

Old vs New comparison

Metric Old New
Taxable Income ₹0 ₹0
Total Tax Payable ₹0 ₹0
Effective Tax Rate 0.00% 0.00%
Compare both regimes to view the difference in estimated tax.

Income Tax Calculator India (FY 2025–26)

Use this Income Tax Calculator to estimate tax under both the old and new tax regime for FY 2025–26. You can enter annual income, age group, and old regime deductions like 80C, 80D, HRA, and other deductions to compare the estimated outcome under each regime.

The calculator shows taxable income, rebate, cess, surcharge, effective tax rate, and a regime comparison so you can understand the estimated tax output clearly.

Why this calculator is useful

This page is built to present tax estimates in a simple format. It gives you a regime comparison, deduction-adjusted old regime result, and a clear tax summary.

Compare both regimes

Check old and new regime tax side by side and view the difference in estimated tax liability.

Include deductions

Add 80C, 80D, HRA and other deduction values to estimate old regime taxable income.

See the full picture

Get taxable income, rebate, surcharge, cess, slab-wise tax and effective tax rate in a cleaner results view.

Slab-wise tax breakdown

This section shows the selected regime’s slab-wise tax calculation after you run the calculator.

Slab breakdown

Run the calculator

Tax components

Tax before rebate₹0
Rebate u/s 87A₹0
Tax after rebate₹0
Surcharge₹0
Health & Education Cess₹0
Total tax payable₹0

Visual tax view

These charts make the result easier to understand by showing tax vs net income and old vs new regime comparison in one glance.

Tax vs net income

Old vs new regime tax

Tax slabs for FY 2025–26

Use these quick slab references to review old and new regime ranges and rebate conditions.

Type Old Regime New Regime
Below 60 years Up to ₹2,50,000: Nil
₹2,50,001–₹5,00,000: 5%
₹5,00,001–₹10,00,000: 20%
Above ₹10,00,000: 30%
Up to ₹4,00,000: Nil
₹4,00,001–₹8,00,000: 5%
₹8,00,001–₹12,00,000: 10%
₹12,00,001–₹16,00,000: 15%
₹16,00,001–₹20,00,000: 20%
₹20,00,001–₹24,00,000: 25%
Above ₹24,00,000: 30%
Senior Citizen (60–80 years) Up to ₹3,00,000: Nil
₹3,00,001–₹5,00,000: 5%
₹5,00,001–₹10,00,000: 20%
Above ₹10,00,000: 30%
Same as new regime slabs above
Super Senior (80+ years) Up to ₹5,00,000: Nil
₹5,00,001–₹10,00,000: 20%
Above ₹10,00,000: 30%
Same as new regime slabs above
87A Rebate Up to ₹12,500 when taxable income does not exceed ₹5,00,000 Up to ₹60,000 when taxable income does not exceed ₹12,00,000
Cess & Surcharge 4% cess; surcharge starts above ₹50 lakh 4% cess; surcharge starts above ₹50 lakh

Smart tax insights

These insights update after calculation to summarise the output more clearly.

Regime view

Run the calculator to see how old and new regime estimates differ for your inputs.

Deduction impact

Add old regime deductions to see how they affect taxable income and estimated tax.

Rebate observation

Rebate eligibility can reduce estimated tax for lower taxable income brackets.

How to use the Income Tax Calculator

Keep it simple. Enter income, add deductions if relevant, compare both regimes, and click calculate.

1

Enter annual income

Use your gross annual income figure that you want to test in the calculator.

2

Select age group

Age affects the old regime exemption limit, especially for senior and super senior citizens.

3

Add deductions

Fill 80C, 80D, HRA and other deductions to estimate your old regime taxable income.

4

Click calculate

See tax payable, rebate, cess, surcharge, slab breakdown and regime comparison instantly.

Related calculators

Use internal links to connect related calculator pages.

This calculator is provided for informational and educational purposes only. It does not constitute tax advice, financial advice, or filing services.

FAQs

These FAQs help explain common calculator questions clearly.

How does old vs new regime comparison work?
The result depends on the income and deduction values entered. This calculator shows the estimated tax under both regimes so you can compare the difference.
Does age affect tax calculation?
Yes, age affects the old regime exemption limit. Under the old regime, senior and super senior citizens get higher basic exemption limits than individuals below 60 years.
Does this calculator include cess and surcharge?
Yes. It includes 4% health and education cess, and surcharge where applicable based on total income thresholds.
Can I use this for exact ITR filing?
Use it as an informational and comparison tool. Final tax filing can differ based on salary structure, exemptions, special income, capital gains, and detailed eligibility rules.
This calculator is meant for informational and comparison purposes only. Final tax may differ depending on salary breakup, exempt income, special-rate income and filing details.

SimpleEMI is an independent calculator website for informational use only. We do not provide financial advice, loans, or financial services. Calculator results are estimates and may vary based on actual conditions.